Cookies Policy
Last updated: 01/10/2026.
What Cookies and Similar Technologies Are
Cookies are small text files placed on your device when you visit a website. They store information such as preferences, login details and browsing activity. Similar technologies include web beacons, pixels and local storage that can access or store data on your device. These tools help websites function properly and provide insights into usage patterns. In the context of an informational site focused on insurance programming, they enable delivery of relevant resources without collecting unnecessary personal details.
Why the Site Uses Cookies
This website uses cookies to ensure reliable performance, remember user settings and analyse how visitors interact with content about insurance programming. They support the non-commercial nature of the site by improving navigation and content relevance. Without them, certain features like form submissions on the contacts page would not operate smoothly. The approach prioritises minimal data collection aligned with Malaysia's Personal Data Protection Act 2010.
Categories of Cookies Used
Strictly necessary cookies enable core functions such as security and basic navigation. Functional cookies remember preferences like language or display settings. Analytics or performance cookies track aggregate usage statistics to improve content quality. Advertising or targeting cookies are not employed on this informational platform. Social-media cookies may appear if third-party sharing tools are integrated through the blog section, though the site minimises such integrations.
First-Party Versus Third-Party Cookies
First-party cookies originate directly from coursepathry and handle essential site operations. Third-party cookies come from external providers such as analytics services and are used only when necessary for performance measurement. All third-party providers are vetted to comply with Malaysian data protection expectations and do not receive more information than required for their limited role.
Session Versus Persistent Cookies
Session cookies exist only while the browser remains open and are deleted automatically when the session ends. Persistent cookies remain on the device for a defined period, typically up to twenty-four months for analytics purposes, after which they expire or are removed. Retention periods are kept as short as possible while still supporting legitimate operational needs.
Data Handled and Purpose of Each Category
Strictly necessary cookies may store session identifiers and security tokens. Functional cookies hold preference data such as font size or region selection. Analytics cookies collect anonymised information including page views, referral sources and device type. No category stores sensitive insurance-related personal data. Each type serves a distinct purpose that supports the site's goal of providing clear information on insurance programming topics.
Consent or Exemption Basis Under Malaysian Law
Strictly necessary cookies operate under the exemption for essential website functionality under the Personal Data Protection Act 2010. Other categories rely on prior consent obtained through the site-wide cookie banner. Visitors may withdraw consent at any time without affecting access to core content. The site does not use cookies for behavioural advertising, reducing consent complexity.
Cookie Provider Table
The following table summarises active cookies. Names, providers, categories and durations are listed for transparency. Strictly necessary: session identifier from coursepathry, duration session. Functional: preference storage from coursepathry, duration one year. Analytics: usage metrics from Google Analytics, duration twenty-four months. All entries are reviewed regularly to confirm ongoing necessity.
How the Consent Manager Works
The cookie banner appears on first visit and allows selection or rejection of non-essential categories. Choices are stored for twelve months and can be updated via a link in the footer or on the contacts page. Withdrawing consent immediately stops further collection by the affected categories. The mechanism records consent status to demonstrate compliance during audits.
Browser-Level Controls and Consequences
Most browsers offer options to block or delete cookies. Disabling strictly necessary cookies may prevent form submissions and basic navigation. Blocking analytics cookies reduces the site's ability to improve content but does not affect core functionality. Users should consult their browser help resources for specific instructions on managing these settings.
International Transfers and Privacy Policy Reference
Some analytics providers may process data outside Malaysia. Appropriate safeguards such as contractual clauses are applied where required. For full details on data handling practices, please refer to the separate Privacy Policy available on this site.
Policy Changes and Contact Route
This Cookies Policy may be updated periodically to reflect legal or operational developments. The last-updated date at the top indicates the current version. Questions or requests regarding cookie practices can be submitted through the contact form on the Contacts page or by emailing [email protected]. Written correspondence may also be sent to Unit 2-1, The Podium, Tower 3, UOA Business Park, No. 1, Jalan Pengaturcara U1/51A, Seksyen U1, Shah Alam 40150 Selangor, Malaysia. or by calling +603-2935 9948.